Licensed in Minnesota (MN)

Mortgage Lending in Minnesota

Name: Mariana Vigil at The Katalyst Team
Address: 300 N San Dimas Ave, San Dimas, CA, 91773, US
Telephone: 909-908-0109

Minnesota's stable housing market and strong economy make it a solid foundation for homeownership and real estate investment. The Twin Cities metro offers urban and suburban options across a range of price points, while greater Minnesota provides opportunities for buyers seeking more space and value. A strategic mortgage plan considers Minnesota's unique tax landscape and seasonal market dynamics.

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NMLS #1533336

Federally Licensed

25+ Years

Combined Experience

1000s of Families

Served Nationwide

$340,000

Minnesota Median Price

Market Insight

The Minnesota Housing Market

The Minneapolis-St. Paul metro area benefits from a Fortune 500-rich economy that includes UnitedHealth, Target, 3M, and General Mills, providing exceptional job market stability. Minnesota's first-time buyer programs and down payment assistance options are among the most robust in the Midwest, making it an ideal market for buyers who want to get in smart.

Programs Available in Minnesota

Loan Programs & Strategies

Down Payment Assistance

DSCR / Investment

Non-QM / Bank Statement

Construction

Renovation (203k)

Strategic Refinance

Reverse Mortgage (HECM)

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Your Minnesota Home Starts Here

Run the Numbers for Minnesota

Nine proprietary calculators built around real financial planning strategies. See your options before you talk to anyone.

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Common Questions

Minnesota Mortgage FAQ

The Katalyst Team offers Conventional, FHA, VA, USDA, Jumbo, DSCR/Investment, Non-QM, Construction, Renovation, Strategic Refinance, and Reverse Mortgage (HECM) programs in Minnesota. Each program is matched to your financial strategy, not just your rate preference.

Most lenders focus on finding you a rate. The Katalyst Team takes a financial planning approach, looking at your full financial picture including investments, tax situation, and retirement timeline to structure a mortgage that builds long-term wealth.

The Katalyst Team is licensed to serve clients throughout all of Minnesota (MN), including Minneapolis, St. Paul, Bloomington, Rochester, Duluth, and every city and community statewide. Consultations are available by phone, video, or in-person at our San Dimas, California office.

Yes. The team offers DSCR loans, Non-QM/Bank Statement loans, Jumbo investment loans, and 1031 exchange strategies for real estate investors in Minnesota. These programs are designed for investors who want to scale their portfolios strategically.

Serving All of Minnesota

Minnesota Cities & Communities

Licensed throughout Minnesota. Here are some of the major areas we serve, but our team works with clients in every city and community statewide.

Minneapolis

St. Paul

Bloomington

Rochester

Duluth

Plymouth

Woodbury

Maple Grove

Edina

Eden Prairie

Lakeville

Minnetonka

And all other cities and communities throughout Minnesota

Ready to Talk Strategy in Minnesota?

Get started with a free consultation. We'll look at your full financial picture and build a mortgage plan that works for your goals.

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909-908-0109 mariana.vigil@ethoslending.com