Licensed in Texas (TX)

Mortgage Lending in Texas

Name: Mariana Vigil at The Katalyst Team
Address: 300 N San Dimas Ave, San Dimas, CA, 91773, US
Telephone: 909-908-0109

Texas offers one of the most diverse and active housing markets in the country, from the tech corridors of Austin and Dallas to the energy-driven Houston market and the military-friendly San Antonio community. With no state income tax, strong job growth, and a wide range of price points, Texas rewards buyers who take a strategic approach to their mortgage.

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NMLS #1533336

Federally Licensed

25+ Years

Combined Experience

1000s of Families

Served Nationwide

$350,000

Texas Median Price

Market Insight

The Texas Housing Market

The Dallas-Fort Worth metroplex is one of the fastest-growing housing markets nationally, fueled by corporate relocations from both coasts. Austin continues to attract tech talent despite recent price corrections, creating buying opportunities. Texas's unique homestead protections and property tax structure make financial planning around your mortgage especially impactful here.

Programs Available in Texas

Loan Programs & Strategies

Down Payment Assistance

DSCR / Investment

Non-QM / Bank Statement

Construction

Renovation (203k)

Strategic Refinance

Reverse Mortgage (HECM)

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Your Texas Home Starts Here

Run the Numbers for Texas

Nine proprietary calculators built around real financial planning strategies. See your options before you talk to anyone.

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Common Questions

Texas Mortgage FAQ

The Katalyst Team offers Conventional, FHA, VA, USDA, Jumbo, DSCR/Investment, Non-QM, Construction, Renovation, Strategic Refinance, and Reverse Mortgage (HECM) programs in Texas. Each program is matched to your financial strategy, not just your rate preference.

Most lenders focus on finding you a rate. The Katalyst Team takes a financial planning approach, looking at your full financial picture including investments, tax situation, and retirement timeline to structure a mortgage that builds long-term wealth.

The Katalyst Team is licensed to serve clients throughout all of Texas (TX), including Dallas, Houston, Austin, San Antonio, Fort Worth, and every city and community statewide. Consultations are available by phone, video, or in-person at our San Dimas, California office.

Yes. The team offers DSCR loans, Non-QM/Bank Statement loans, Jumbo investment loans, and 1031 exchange strategies for real estate investors in Texas. These programs are designed for investors who want to scale their portfolios strategically.

Serving All of Texas

Texas Cities & Communities

Licensed throughout Texas. Here are some of the major areas we serve, but our team works with clients in every city and community statewide.

Dallas

Houston

Austin

San Antonio

Fort Worth

Plano

Frisco

McKinney

Round Rock

The Woodlands

Katy

Sugar Land

And all other cities and communities throughout Texas

Ready to Talk Strategy in Texas?

Get started with a free consultation. We'll look at your full financial picture and build a mortgage plan that works for your goals.

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909-908-0109 mariana.vigil@ethoslending.com