Licensed in Washington (WA)

Mortgage Lending in Washington

Name: Mariana Vigil at The Katalyst Team
Address: 300 N San Dimas Ave, San Dimas, CA, 91773, US
Telephone: 909-908-0109

Washington State's housing market is anchored by the Seattle-Tacoma metro, one of the strongest and most competitive in the Pacific Northwest. With no state income tax and a tech-driven economy led by Amazon, Microsoft, and Boeing, Washington attracts high-earning buyers who benefit most from a financial planning approach to their mortgage.

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NMLS #1533336

Federally Licensed

25+ Years

Combined Experience

1000s of Families

Served Nationwide

$600,000

Washington Median Price

Market Insight

The Washington Housing Market

The Seattle-Bellevue corridor remains one of the highest-priced markets in the country, where jumbo loans and strategic refinancing are common. Eastern Washington (Spokane) offers significantly more affordable options with growing demand. Washington's no-income-tax status combined with high property values makes mortgage interest deduction planning especially valuable.

Programs Available in Washington

Loan Programs & Strategies

Down Payment Assistance

DSCR / Investment

Non-QM / Bank Statement

Construction

Renovation (203k)

Strategic Refinance

Reverse Mortgage (HECM)

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Your Washington Home Starts Here

Run the Numbers for Washington

Nine proprietary calculators built around real financial planning strategies. See your options before you talk to anyone.

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Common Questions

Washington Mortgage FAQ

The Katalyst Team offers Conventional, FHA, VA, USDA, Jumbo, DSCR/Investment, Non-QM, Construction, Renovation, Strategic Refinance, and Reverse Mortgage (HECM) programs in Washington. Each program is matched to your financial strategy, not just your rate preference.

Most lenders focus on finding you a rate. The Katalyst Team takes a financial planning approach, looking at your full financial picture including investments, tax situation, and retirement timeline to structure a mortgage that builds long-term wealth.

The Katalyst Team is licensed to serve clients throughout all of Washington (WA), including Seattle, Tacoma, Bellevue, Spokane, Olympia, and every city and community statewide. Consultations are available by phone, video, or in-person at our San Dimas, California office.

Yes. The team offers DSCR loans, Non-QM/Bank Statement loans, Jumbo investment loans, and 1031 exchange strategies for real estate investors in Washington. These programs are designed for investors who want to scale their portfolios strategically.

Serving All of Washington

Washington Cities & Communities

Licensed throughout Washington. Here are some of the major areas we serve, but our team works with clients in every city and community statewide.

Seattle

Tacoma

Bellevue

Spokane

Olympia

Vancouver

Redmond

Kirkland

Renton

Everett

Sammamish

Issaquah

And all other cities and communities throughout Washington

Ready to Talk Strategy in Washington?

Get started with a free consultation. We'll look at your full financial picture and build a mortgage plan that works for your goals.

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909-908-0109 mariana.vigil@ethoslending.com