South Carolina landscape

Licensed in South Carolina (SC)

Mortgage Lending in South Carolina

South Carolina's combination of coastal charm, affordable living, and no tax on Social Security income has made it one of the top destination states for homebuyers and retirees. From Charleston's historic neighborhoods to the golf communities of Hilton Head and the growing Greenville market, a financial planning approach ensures your mortgage works with your lifestyle goals.

NMLS #1533336

Federally Licensed

25+ Years

Combined Experience

1000s of Families

Served Nationwide

$340,000

South Carolina Median Price

Market Insight

The South Carolina Housing Market

Charleston and Greenville consistently rank among the top housing markets in the Southeast. South Carolina's favorable tax environment for retirees makes reverse mortgages and strategic refinancing particularly relevant. The state's growing tech and manufacturing sectors in the Upstate region are driving new housing demand in Greenville-Spartanburg.

Your South Carolina Home Starts Here

Run the Numbers for South Carolina

Nine proprietary calculators built around real financial planning strategies. See your options before you talk to anyone.

Explore Calculators

Common Questions

South Carolina Mortgage FAQ

The Katalyst Team offers Conventional, FHA, VA, USDA, Jumbo, DSCR/Investment, Non-QM, Construction, Renovation, Strategic Refinance, and Reverse Mortgage (HECM) programs in South Carolina. Each program is matched to your financial strategy, not just your rate preference.
Most lenders focus on finding you a rate. The Katalyst Team takes a financial planning approach, looking at your full financial picture including investments, tax situation, and retirement timeline to structure a mortgage that builds long-term wealth.
The Katalyst Team is licensed to serve clients throughout all of South Carolina (SC), including Charleston, Columbia, Greenville, Myrtle Beach, Hilton Head, and every city and community statewide. Consultations are available by phone, video, or in-person at our San Dimas, California office.
Yes. The team offers DSCR loans, Non-QM/Bank Statement loans, Jumbo investment loans, and 1031 exchange strategies for real estate investors in South Carolina. These programs are designed for investors who want to scale their portfolios strategically.

Serving All of South Carolina

South Carolina Cities & Communities

Licensed throughout South Carolina. Here are some of the major areas we serve, but our team works with clients in every city and community statewide.

Charleston
Columbia
Greenville
Myrtle Beach
Hilton Head
Mount Pleasant
Spartanburg
Summerville
Rock Hill
Bluffton
Beaufort
Clemson

And all other cities and communities throughout South Carolina

Ready to Talk Strategy in South Carolina?

Get started with a free consultation. We'll look at your full financial picture and build a mortgage plan that works for your goals.

Mariana's Weekly Insights

Rates, strategies, and market insights. Every week.

I'm a